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Santa Ana

(888) 354-6228

Orange County Credit Union provides a broad range of banking products and services like checking, savings, loans, and investments for every season of life. Through our blog, our aim is to equip readers with helpful advice that will enable them to reach financial goals.



Welcome to the Orange County's Credit Union blog - Simple Banking.  It’s been said, that people who bank at credit unions feel financially empowered. Whether it’s one-on-one conversations or free financial educational workshops, at the Credit Union, we’re with you all the way.

We put people first. We’re here to listen. To answer your questions. To provide you with the information you need and to help you make informed decisions. We won’t try to sell you something you don’t need. 

It’s about what’s in your best interest.

Anyone who lives or works in Orange County, Riverside County & the neighboring communities of Long Beach, Lakewood, Cerritos, or Signal Hill, CA can bank with us. Membership is $5. Federally insured by NCUA

The appearance of external hyperlinks does not constitute endorsement by the Orange County’s Credit Union of the linked sites.


Sandra Diaz

Some people think that high-income earners aren't eligible for a Roth IRA. Not true. Since the income cap for conversions was removed in 2010, anyone can now convert a traditional IRA to a Roth! Here are four other misconceptions about Roth IRA conversions:

Myth 1: Once you convert, you can't go back You may have heard the term Zero-Liability, but what does it truly mean? When you shop using your Orange County’s Credit Union Debit MasterCard, you have peace of mind because you’re protected against unauthorized charges as long as:

1. You’ve used reasonable care in protecting your card from loss or theft; and
2. You’ve promptly notified us when you knew that your MasterCard was lost or stolen.

You can notify us of unauthorized purchases by phone, in person, or by sending us a secure web message through our site. Zero-Liability applies to your purchases made in the store, over the phone, online, or via mobile. If you believe there’s been unauthorized use on your account, please let us know right away.

For full details, please see the Account Agreement