Contact Us

Use the form on the right to contact us.

You can edit the text in this area, and change where the contact form on the right submits to, by entering edit mode using the modes on the bottom right. 

Santa Ana
CA
92705

(888) 354-6228

Orange County Credit Union provides a broad range of banking products and services like checking, savings, loans, and investments for every season of life. Through our blog, our aim is to equip readers with helpful advice that will enable them to reach financial goals.

8 Improvements that Increase Your Home’s Value

Articles

Welcome to the Orange County's Credit Union blog - Simple Banking.  It’s been said, that people who bank at credit unions feel financially empowered. Whether it’s one-on-one conversations or free financial educational workshops, at the Credit Union, we’re with you all the way.

We put people first. We’re here to listen. To answer your questions. To provide you with the information you need and to help you make informed decisions. We won’t try to sell you something you don’t need. 

It’s about what’s in your best interest.

Anyone who lives or works in Orange County, Riverside County & the neighboring communities of Long Beach, Lakewood, Cerritos, or Signal Hill, CA can bank with us. Membership is $5. Federally insured by NCUA

The appearance of external hyperlinks does not constitute endorsement by the Orange County’s Credit Union of the linked sites.

8 Improvements that Increase Your Home’s Value

Sandra Diaz

Not all home improvements are created equal. You might really want to put money into that garage-turned-man cave, but you’d be better off spending your dollars on updates that will provide a high return when you’re ready to sell.

Weekend Projects

1.      Fresh paint – a clean coat of color both indoors and out gives the overall appearance of cleanliness and newness.

2.      Plant anew - Boost your curb appeal by re-seeding the lawn, planting fresh flowers and installing solar accent lighting along paths and at focal points.

3.      Replace hardware – with a drill and a few hours, changing out door handles and cabinet pulls can bring your home from 1970 to 2017.

Worth the Time and Money

4.      Kitchen remodel – Ask any realtor and they’ll tell you this is still the number one room buyers care about and best in terms of return on investment. Just be ready to eat “camp out” style for a few weeks if you’re starting from scratch.

5.      Bathroom remodel – updated bathrooms are right behind kitchens as a guaranteed value booster. Replacing the vanity, updating the faucet and showerhead, and switching out the lighting can make a huge difference.

6.      Replace carpets and rugs – If you are ready to sell soon, new carpet is a must. No one wants to tread where others have been.

7.      Smart technology – security systems and home sensors are a big selling draw these days. A home that comes equipped with these features will appeal to buyers.

8.      Solar panels – many solar companies don’t charge you anything to install solar panels. So if you can save money every month and promise an average price to any potential homebuyers down the road, it’s a win-win.

Reinvest your equity
If you’ve built up sizeable equity, consider a home equity loan or line of credit (HELOC) to help you cover the costs of a major upgrade. Equity loans and HELOCs offer some of the lowest interest rates available, and could be tax deductible.* It’s important to discuss your goals with an expert to determine which product is right for your individual situation. Talk to a Mortgage Consultant at (800) 506-6070. 

This is not an offer for credit or a commitment to lend. All applicants are subject to borrower and property underwriting approval. Not all applicants will qualify. NMLS#403462

*Please consult a tax advisor.